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WealthOnThe7

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Debt

The Week I Finally Missed a Post ... And Got Charged $2.1K
78 weeks of consistency, a chaotic slip-up, and the unexpected upside of credit cards.
What I Wish I Knew About Credit Freezes Sooner
WealthOnThe7 is democratizing access to financial literacy by providing bilingual content on topics such as credit, saving, investing, retirement, and…
A Quick Guide on Different Types of Credit Cards
Not all credit is created equal.
4 Mistakes I Made Before Reaching an 800 Credit Score
Experience is the best teacher.
A Simple Guide to Credit Card Dates
WealthOnThe7 is democratizing access to financial literacy by providing bilingual content on topics such as credit, saving, investing, retirement, and…
Hard Pull vs. Soft Pull: What You Need to Know When Applying for a Credit Card
Knowledge is power!
Unlock Your FREE Credit Report: What You Need to Know Before the Year Ends
In this week's WealthOnthe7, I dive into AnnualCreditReport.com, the only authorized website to fill orders for the free annual credit reports you are…
Credit Cards vs. Debit Cards: Which Should You Use?
In this week's WealthOnThe7, I revisit the key differences between debit cards and credit cards.
Debt Avalanche or Debt Snowball? Discover the Best Strategy to Crush Your Debt!
In this week's WealthOnThe7, I explore the differences between two popular debt repayment strategies.
VantageScore® v. FICO® Score - What's the Difference?
In this week's WealthOnThe7, I explore the differences between two credit scoring frameworks, the FICO® Score and VantageScore®.
Power Boost Your Credit Score in 12 Seconds: No Payments Needed
In this paid subscriber post, I walk you through my own experience (numbers and everything) lowering my credit utilization rate in 12 seconds, without…
Boosting Your Credit Score: The Power of Early Credit Card Payments
In this week's post, I explore how paying your credit card balance early can be beneficial to your credit score. And also, when it might not be.
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